Adroit Financiers is pleased to bring our clients access to the fast growing market of Direct Lending through private funding circles which provide bespoke funding to various private clients and non-personal entities.
Our advisers work with each borrower to create a sensible and achievable business plan for their project. This process both refines and challenges whatever assumptions are driving their expected return. From the investment side, our clients are able to position part of their portfolio to target a stable and consistent quarterly income in a way which does not seek to chase excessive risk.
If the business plan and/or underlying strategy is approved by our Investment Committee we create a formal investment opportunity and invite investment toward a set monetary goal.
We believe in ensuring that our investors have the protection of an underlying asset of some form wherever possible. This security may be property based, be grounded in intellectual property, be taken via a debenture over a company’s assets or perhaps secured against a known and documented invoice.
Any security taken in this way is usually supported by a personal or company guarantee of any borrower as a prerequisite of funding.
Our investors therefore have the peace of mind that each underlying borrower is suitably committed to making good on whatever terms are agreed at the outset.
Our investors have the assurance of knowing that a professionally managed credit process is protecting their investment and facilitating a successful outcome on their behalf.
As part of the credit process, Adroit Financiers will usually seek to appoint a representative as a consultant to assist and monitor the borrower for the duration of the project. This cost will be serviced by the borrower and will not impact on the return of our investors.
Depending on the structure of the project, our representative may carry protective capital access rights to ensure the agreed project is carried out in full accordance with the agreed strategy and within the agreed timescales.